Estimate your borrowing power up front, based on your income, down payment, and the price of the property you want.
Estimate your monthly payment, down payment, and income ratio from a saved, recent, or manually-entered price.
Choose a saved or recently-viewed home and check your borrowing power instantly.
Manual entry mode
Enter price, down payment, and income in the calculator below.
This calculator is indicative only. The bank sets the final loan terms.
That's 142% of your monthly income.
Get advice by chat or call from a specialist at a bank or non-bank lender.
Ask a specialist about loan terms, down payment, monthly payments, and the documents you need.
A loan specialist calls you to explain bank, non-bank, and developer-financing options.
You can get advice not just on banks, but on non-bank lenders and developer-financing terms too.
For now this is a frontend mock preview. Real chat, calls, and bank submission connect to a backend in a later phase.
Rate, term, down payment — the right option for each.
Lighter collateral terms and fast decisions
Lower down payment and a flexible term
Extra discounts for payroll customers
Flexible terms suited to young families
Nationwide branches, accessible in the provinces
Down payment, repayment, and bank requirements — briefly explained.
Most banks ask for 20–30% down. The larger your down payment, the lighter the monthly payment and the less total interest.
Monthly payment = (loan × monthly rate) / (1 − (1 + monthly rate)^−n). A longer term lowers the monthly payment.
The rate is low, but quota, queues, and eligibility are strict. Proof of income and years of employment matter.
Proof of income, social insurance, debt history, and ownership — mainly these four. Prepare them in advance.
The bank makes the final loan decision — this is a frontend preview only.